Borrower Insurance

Protect your loan and your loved ones with our comprehensive borrower insurance
tailored to your needs.

Our Guarantees

Death / PTIA

Guarantees the reimbursement of the remaining capital due in the event of death or total and irreversible loss of autonomy.

Permanent Disability

Covers the reimbursement of installments in the event of partial or total permanent disability.

Temporary Disability

Covers your monthly payments in the event of temporary work stoppage due to illness or accident.

The Benefits of Our Insurance

Competitive Rates

Rates adapted to your profile and calculated as accurately as possible.

Simplified Subscription

100% online process and personalized support.

Frequently Asked Questions

Why take out borrower insurance?

Borrower insurance protects you and your loved ones in the event of a disaster. It guarantees the repayment of your loan in the event of death, disability, or incapacity to work, thus preventing your loved ones from bearing the burden of debt.

Is borrower insurance compulsory?

Borrower insurance is legally required, so it is systematically requested for loans. For consumer loans, it is strongly recommended.

Can I change my insurance during the loan?

Yes, since the Lemoine Law of 2022, you can change your loan insurance at any time without fees or penalties. Simply find a new insurance policy that offers guarantees equivalent to your current policy.

What are the criteria for determining the cost of insurance?

The cost of insurance depends on several factors: your age, your health, your profession, the amount and duration of the loan, as well as the guarantees chosen.

Need more information?

Our advisors are available to answer all your questions and assist
you with your insurance application.

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